Envision Your Retirement


Our goal is to help you understand what retirement means to you and how to get you there.  We will collaborate with you through a process that can help you target your goals.  Then we help outline strategies that are tailored to your individual needs and your whole financial picture.   

Most people find themselves in the following three categories:


  1. Saving for Retirement - beginning to save to reach your goals
  2. Nearing Retirement - maximizing your benefits for accumulation
  3. In Retirement- reducing risk and learning about the distribution process. 

Regardless of where you are, we can assist you to reach your goals!  We help prepare you by learning about your vision of your financial future.  Ask yourself these questions:

  • What does retirement mean to you? Think about when you want to retire and how you want to live.  We will evaluate your current living expenses and take an in-depth look at how much you need to live comfortable in retirement. 
  • Where are you in your retirement path?  Learn about where you are in your retirement path and if you are on track for saving to reach your goals.  We help you plan for the future and look at: turning your savings into guaranteed lifelong income, "catch up" on retirement plan contributions, maximizing Social Security benefits, planning for rising healthcare costs, and retirement safeguards.
  • What is your number you want for retirement? Surprisingly, there's quite a gap in understanding how much you need for retirement. Review findings including whether or not there are still misconceptions among Americans about how much time they will spend in retirement and what needs to be done to ensure that they will have a steady stream of income once they stop working.

It's time to take control of your financial future! 



Areas of Focus

Retirement Planning:  Establishing a strategy to address retirement accumulation & distribution goals and objectives.

Employee Assistance:  Guidance for employees experiencing a change in their group benefits to include evaluating insurance needs and options for continuation.  Addressing retirement assets to include 401(k) and pension plan distributions.

Income Protection:  Products available to provide guaranteed lifetime income.*

Special Care Planning: Strategies to provide lifetime care and quality of life for your child or dependent with special needs.

Life, Disability Income and Long Term Care:  Creative use of insurance protection products.

Estate Conservation Strategies:  Accumulation & Distribution.  Strategies designed to help protect and preserve.

Investment Management: Working together to develop a personalized investment strategy.

Business Succession Strategies: designed to transfer ownership of your family business.


The Wealth Management Process

Helps you to minimize taxes, achieve financial and life goals, and put your estate affairs in order.


The Discovery Meeting:  Evaluate your current situation and develop a clear vision for your future.


The Life Strategies Session:  Helps you develop a step-by-step road map to help you achieve your vision.


The Financial Blueprint:  A detailed strategy to help you achieve your personal and financial vision.


The Implementation of the Financial Blueprint:  Professional assistance to help you take the actions necessary to achieve your goals.


Regular Progress Meetings:  Regular reviews to help you stay on track toward your vision.


* Product guarantees are subject to the financial strength and claims paying ability of the issuing insurance company. Some health insurance products offered by unaffiliated insurers.