Medical & Legal Professionals

Protect Your Practice and Yourself

You work hard to build your practice and give your clients the best possible care.  And in your career, you may have seen the consequences a disability can cause.  How would a disabling illness or injury affect you - your career, the people who rely on you at work, and the people who rely on you at home?

Disability insurance can help you be prepared for the unexpected. Florida Financial Group has coverage that can help meet your needs, including:

  • Individual benefits up to $17,000 per month available.1
  • Business Overhead Expense (BOE) insurance available up to P,000 per month.2

  • Noncancelable and Guaranteed Renewable coverage is available, which means that we will not change coverage or increase your premium before age 673, or 5 years if later, as long as your premiums are paid on time.4

  • Built-in Specialty Your Occupation language, which provides benefits even if you are employed in another occupation.5

  • Optional Lifetime Benefit Rider could provide disability benefits for as long as you live.1,4

  • Potential discounts through our MultiLife program, select associations and business affinity groups.4

  • Cost of Living Adjustment helps your benefits keep pace with inflation.3

Although you can't avoid the risk of a disability, you can be prepared with a disability plan designed for you. 

Email me for a free quote or for more information. 

 

1 Actual benefit amount issued depends on job duties, medical specialty, applicant's income and amount of other disability insurance in force and applied for. The maximum benefit amount for clients age 59 and up and/or for policies with Lifetime Benefit Rider is $10,000 per month.
2 Actual benefit amount issued depends on job duties, amount of covered business overhead expenses and the amount of other BOE insurance in force and applied for. The amount of BOE coverage issued may also be limited based on the benefit period selected.
3 Renewability may vary by state and product.  Contact your representative for details.
4Some limitations apply.  Contact your representative for details.
 
Like most disability income insurance policies, policies contain exclusions, waiting periods, reductions, limitations and terms for keeping them in force.  Ask your representative about costs and complete details.
All policies, riders and provisions may not be available in all states, at all issue ages and to all occupational classes.  Ask your representative for complete details.  Eligibility is subject to underwriting approval.
For policies issued in New York: these policies provide disability income insurance only.  They do NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.  Not FDIC-Insured - Not Insured By Any Federal Government Agency - Not Guaranteed by Any Bank or Credit Union

Tracy Martin Pick is a registered representative of and offers securities, investment advisory and financial planning services through MML Investors Services, LLC.  Member SIPC (www.sipc.org).  Florida Financial Group is not a subsidiary or affiliate of MML Investors Services, LLC, or its affiliated companies.  301 E. Pine Street, Suite 800, Orlando, FL 32801.  407-992-0530.

CRN201910-217046

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